At Loch Fyne Financial we adopt a unique approach to helping clients to manage and invest their wealth, ensuring that they, and their family, are well looked after financially. We call it Lifestyle Financial Planning.
So what exactly is ‘Lifestyle Financial Planning’?
It involves taking the time to truly understand your desired lifestyle. We then use sophisticated cash flow forecasting to determine the best structure for your financial affairs to enable you to achieve what matters most in your life.
Using sophisticated software we can establish a picture of your current financial position. We then map your lifestyle goals, including required income and expenditure. ‘What if…’ analysis will help you to visualise the impact of decisions and the exact steps you need to take (including any trade-offs) in order to make your financial dreams a reality.
Using this process we can help you to answer questions such as:
- When can I afford to retire?
- If I were to die tomorrow, will my family still be secure?
- When should I sell my business, and more importantly, how much for?
- Will it be possible to take time out to travel the world?
- Can I buy a holiday home? If so, when?
- Is too much money a problem?
We strongly believe the role of a wealth manager or independent financial planner is to help you understand your current circumstances and to plan for the future, mindful of what you want to achieve, as well as anything that might influence or change your plans along the way.
Our lifestyle financial planning process concentrates on creating long-term collaborative relationships, adjusting and reviewing your plan with you regularly, to ensure you remain on track to meet your goals.
To find out how we’ve helped people just like you to achieve their life goals, read our client stories.
If you would like to arrange an obligation free exploratory meeting to discuss your particular circumstances or wealth management needs please get in touch.